Home Insurance

Liufau McCall Insurance Group has partnered with top rated insurance companies writing coverage in Florida for primary homes, secondary and seasonal homes, condo units, as well as property you own and rent to others. We are committed to providing full transparency when quoting your home and can explain the differences in companies and coverage so you can make an educated decision. You will get the coverage you need at a price that fits your budget.

Home Insurance Agency in Destin, FL


Your home is likely to be the biggest investment that you'll make, and finding the right insurance policy to protect that investment is an important step to take toward adequate risk management. Liufau McCall Insurance Group is a top home insurance agency in Destin, FL, and we'd love to walk you through the options that we have available for you.


We're an independent agency that's committed to providing competitive premiums for our clients. We have access to a variety of carriers, and we'll work through these choices to find a policy that fits your current needs. When you choose to do business with us, you'll appreciate that we:


  • Provide quick responses
  • Are dedicated to client satisfaction
  • Are highly experienced

Liufau McCall Insurance Group is a premier home insurance agency that serves the Greater Destin area. We're available Monday - Friday, 9am - 5pm, and by appointment on Saturday. Give us a call today to schedule a consultation or to get a free quote. We look forward to serving you.


Dwelling Coverage

Provides funds to replace or repair the structure when damage is caused due to a covered peril.


Replacement Cost

This will replace your belongings with like kind and quality.


Actual Cash Value

Replacement cost less depreciation.


Dwelling Extension

Provides coverage for damage caused by covered perils to structures separate from main dwelling such as garages or sheds.


Personal Property Coverage

May pay to replace the personal contents of your home that are not permanent parts of the dwelling. Coverage only applies in conjunction with a loss caused by a covered peril.


Loss of use

This coverage can provide financial assistance to you while your home is being repaired and is unlivable as a result of a covered loss.


Personal Liability

May protect you, your spouse, and resident relatives under age 21 for claims you’re legally obligated to pay resulting from things such as injury, sickness, disease, and death.  The coverage may also include the cost of defending claims against you.


Medical Expense

May pay for non-residents injuries that you are legally responsible for.

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36008 Emerald Coast Pkwy Suite 601B Destin, FL 32541


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Liufau McCall Insurance Group serving the insurance needs for the Emerald Coast of Northwest Florida including the communities of: Destin, Santa Rosa Beach, Miramar Beach,  Fort Walton Beach, Niceville, Scenic 30A and beyond.